Tuition Fees & Funding
Embarking on your undergraduate education represents a significant investment in your future, and we're here to guide you through the array of funding options available for our programmes
Gisma University of Applied Sciences offers a range of incentives on programme fees to students applying for undergraduate and postgraduate programmes, as well as flexible payment plans where the programme fees can be spread across multiple instalments.
The Gisma tuition fee includes:
- Expert Faculty: Learning from some of the most accomplished and industry-respected professionals.
- Career Planning Support: Personalised coaching and guidance from our dedicated Career Centre.
- All-Inclusive Fees: Covers any application/enrollment, examination, and thesis fees.
- SAP Alliance Membership: Partnership with global software giant SAP – exclusive access to SAP materials, internships, and programmes.
- JobTeaser Access: An online recruitment platform to connect with partners, companies, and job opportunities.
- Modern Facilities: State-of-the-art equipment in teaching rooms.
Gisma Tuition Fees 2025 Intakes
Undergraduate Programmes
| European Pricing | Years | Price Per Year | 10% Early Bird Discount |
| Bachelor’s Degree (180 ECTS Credits) | 3 | € 9,600 | € 8,640 |
| Foundation + Bachelor’s Degree (180 ECTS Credits) | 3.5 | € 9,600 | € 8,640 |
| International Pricing | Years | Price Per Year | 10% Early Bird Discount |
| Bachelor’s Degree (180 ECTS Credits) | 3 | € 13,125 | € 11, 813 |
| Foundation + Bachelor’s Degree (180 ECTS Credits) | 3.5 | € 13,125 | € 11, 813 |
Postgraduate Programmes
| European Pricing | Years | Total Tuition Fee | 10% Early Bird Discount |
| Master’s Degree (60 ECTS Cedits) | 1 | € 13,000 | € 11,700 |
| Master’s Degree (120 ECTS Credits) | 2 | € 20,500 | € 15,300 |
| International Pricing | Years | Total Tuition Fee | 5% Early Bird Discount |
| Master’s Degree (60 ECTS Cedits) | 1 | € 15,500 | € 14,725 |
| Master’s Degree (120 ECTS Credits) | 2 | € 24,200 | € 22,990 |
Global MBA
| International / European Pricing | Years | Total Tuition Fee | 5% Early Bird Discount |
| Global MBA (60 ECTS Credits) | 1 | € 18,000 | € 17,100 |
Double Degrees: Kingston University & Gisma Tuition Fees
Double Degree Undergraduate Programmes
| European Pricing | Years | Price Per Year | 10% Early Bird Discount |
| Bachelor’s Double Degree | 3 | € 10,150 | € 9,135 |
| Foundation + Bachelor’s Double Degree | 4 | € 10,150 | € 9,135 |
| International Pricing | Years | Price Per Year | 10% Early Bird Discount |
| Bachelor’s Double Degree | 3 | € 13,750 | € 12,375 |
| Foundation + Bachelor’s Double Degree | 4 | € 13,750 | € 12,375 |
Double Degree Postgraduate Programmes
| European Pricing | Years | Total Tuition Fee | 10% Early Bird Discount |
| Master’s Double Degree | 2 | € 21,500 | € 19,350 |
| International Pricing | Years | Total Tuition Fee | 5% Early Bird Discount |
| Master’s Double Degree | 2 | € 25,500 | € 24,225 |
Deposit and Flexible Payment Plans
Once you are accepted as a student, you will be requested to pay a deposit amout of € 3,000. The reservation fee is designed to secure your position within the programme and will be deducted from the overall programme cost.
Students can spread the cost of their programme fees across multiple instalments. Gisma offers flexible payment plans that allow you to spread the costs of your programme fees in up to six instalments.
Payments are accepted by bank transfer, or via our payment partner – Transfermate. If you have any queries regarding payment options, please speak to a programme consultant.
*Terms and conditions apply.
Please find the refund policy here in this document. Please note that each contract with the Gisma University of Applied Sciences also contains the most relevant information about our current refund policy.
Student Loans
Everyone who wants to study should be able to fulfil their academic dreams. This is why Deutsche Bildung offers student finance to German students for studies in Germany and abroad, through a financial and personal development programme.
The company offers flexible payments of up to €30,000 as needed (monthly, biannually, as a one-off payment, or a combination of all), combined with its extra-curricular Academy.
Students will only start to pay the money back once they have started working – helping to reduce the risk of debt.
Designed for Students
Flexible payments as needed: monthly, biannual or one-off payments or a combination of all
Total payment of of up to €15,000 for a Bachelor’s degree, up to €25,000 for a Master’s degree, up to €25,000 for a Ph.D. and up to €30,000 for an MBA
Funding period: up to 48 months
Open for students of all subjects
Open for students from Germany and Austria
Open for studies in Germany and abroad (complete study period or a semester abroad)
The program of our Academy is included, offering online training and on-site workshops for the development of key qualifications, individual career advice, coaching and access to a network of attractive employers, and more
Online application available throughout the whole year at deutsche-bildung.de
Income-linked repayment only starts when you have successfully integrated into working life
For periods such as job hunting, further studies or maternity leave, the repayment is deferred. In case of long-term unemployment or occupational disability, the repayment is offset.
Who can apply?
Students from Germany or Austria, as well as students with a permanent/unlimited residence permit who graduated from a German High School
Students who are studying at an accredited university in Germany or a comparable university abroad
Students aged 18 and above
Visit Deutsche Bildung for more information
In many cases, non-German citizens studying in Germany are entitled to apply for the BAföG (Federal Education and Training Assistance Act) grants-and-loans system, if certain conditions are met.
If foreigners have the prospect of staying in Germany and if they are socially integrated, they are considered eligible for funding. For more information and to check your eligibility please use the link below (which can be translated into English).
Financing your studies at Gisma University of Applied Sciences is now easier than ever with the ICICI Bank iSMART Education Loan.
ICICI Bank, one of the leading private sector banks can provide you with the financial support you need, from tuition fees to living expenses, to peruse your dream course at Gisma and take your career to new levels!
ICICI provides education loans of up to Rs. 2 crore for international studies, and getting a loan is an easy and hassle-free process. ICICI will also guide you through the process of applying for an ICICI Bank education loan.
Loan Eligibility Criteria
| Parameters | Details |
|---|---|
| Student Academic Profile | Student academic record Score of entrance examination Institute & course you are planning to join |
| Parents Profile | Parent acts as a co-applicant for the loan – parent/guardian Co-applicant profile and financial eligibility will be evaluated |
| Collateral | Depending on the type of loan, secured and unsecured collateral will be considered Property (residential house / flat / plot / commercial), fixed deposits or existing collateral mortgage with ICICI Bank can be considered as collateral |
Scholarships & Incentives
Introducing the Siblings & Spouse Scholarship at Gisma! Enjoy a 35% discount on all programmes for siblings and spouses of enrolled students. Applicable across brands.
Terms apply: Full annual fee due before orientation, non-combinable with other offers, and documentation required (e.g., marriage or birth certificate).
Please contact a programme advisor for more details on how to apply.